Difference Between Prepaid & Postpaid Bills & Their Comparison

Posted onDec 8, 2021

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Recharge & Bill Payments

We all have come across the major discussion or rather, the debate between postpaid and prepaid. True, right? 

For a long time, we have been hearing about the major differences between prepaid and postpaid. As both are mobile phone network packages, there are still some very distinctive differences between the two. And that's what we'll be discussing through this article! 

But before we get started, let's get some general introduction to the postpaid and prepaid methods.

Almost every top network operating company in India offers the option of postpaid and prepaid, such as Reliance Jio, Vodafone Idea, Airtel and BSNL. But the main question that arises here is which option is more effective- postpaid and prepaid? 

Selecting the right option for you requires attention to some crucial factors. In this article, we have discussed the comparison chart between postpaid and prepaid plans as well. But before that, let's understand what really is a postpaid and prepaid plans? Let's begin!

Prepaid and Postpaid plans 

Prepaid Mobile Network Package

Prepaid plans basically target students and seniors. It's a very budget-friendly package in which the user has to pay for the monthly or yearly usage in advance and will receive the limited data which they have to use till the month end of their Prepaid plan. 

Prepaid users have to stick to the proactive payments in order to stay pertained. 

Prepaid plans come in different recharge cycles which sometimes becomes very confusing. Apart from the short recharge period of 1 week and a long time of 12 months, there are many monthly plans as well. 

The biggest advantage that comes with Prepaid plans is that it doesn't operate according to a contract. Also, there are perks of data sharing, International calls and many more, available on your Prepaid plans, you just have to look for it. Prepaid plans are best suited for those who chose cheap plans and work simply in limited data and calls.

Postpaid mobile network package 

Suited its name, Postpaid plans are those plans in which you have to pay the usage by the end of the month. In this plan, the user receives a bill and pays retroactively. 

Postpaid plans come with some pretty advanced windfalls such as roaming bolt-on travel packs, international calls, data-free streaming services and another very amazing option to pay off the brand new handset like iPhone 12 or Samsung Galaxy S21. Sounds fascinating, right?

Postpaid plans are somehow a lengthy contract process but also, but there are many contract-free Postpaid plans available these days. 

In the Postpaid plans, users get unlimited calls and text which clearly states that they have to pay for these effects by the end of the month. 

Also, it adds up all the data used over your monthly allotment or either mobile network, into your monthly bill. 

Basic Difference between the postpaid and prepaid plans

The main difference between the postpaid and prepaid plan is that in the postpaid plan, the user does not have to pay anything throughout the month or allotted period as they receive the monthly bill containing the usage of your telecom connection. Meanwhile, with prepaid plans, the users have to pay a certain amount of money based on the package they are choosing, upfront. They get limited calls and texts according to the plan. 

The second very basic difference between postpaid and prepaid is based on the names, "prepaid" suggests paying first and using later. However, " postpaid" clearly states using first and paying later.

The users of prepaid packages are charged on a real-time basis for the fixed amount of data, calls and texts. However, the postpaid users are charged every month through a detailed bill. 

Prepaid plans are very rigid and have limited usage extensions. On the other hand, postpaid plans are very flexible in nature. We are having different operators for recharging prepaid like Airtel, JIo, BSNL, MTNL, and Vi.

Comparison between postpaid and prepaid





Pay first, use later 

Use first, pay later 


Relatively lower



Limited and rigid 



No bill provided

Detailed bill provided by the end of month




Which is more effective- prepaid or postpaid? 

We have clearly stated that both prepaid and postpaid have certain advantages and disadvantages. Now it's time to know which one is more effective- prepaid or postpaid? 

To understand this you need to consider what your requirements are and also, what is your financial condition in the current situation. Besides, you need to have a brief knowledge of both the plans and what perks come with each. 

When you are shifting from prepaid to postpaid or postpaid to prepaid, you need to understand what's more advantageous for you, like for example, what would you choose better customer and network content or flexibility or recharging plans? 

For a long-term plan and connection, postpaid plans are best for you but for recharging for a short period with fixed calls and texts, then prepaid is the right choice for you. 


Through this article, you get a brief difference between postpaid and prepaid plans. Both these plans are considered based on their perks. But it entirely depends on the user and what suits them according to their requirements and financial planning. Prepaid basically targets customers who want a cheap package with good perks meanwhile postpaid targets customers who want flexibility in their mobile network package.

Spending with discipline is very necessary for the postpaid plan otherwise the bill gets pretty expensive. However, with prepaid, there aren't any specific instructions. It works best for short periods. With Payrup, you can choose either plan effectively and use it with great perks in hand. 

Stay tuned for more such content!

Want to know about Doing Online Mobile Recharge With Payrup visit https://payrup.com/blogs/doing-online-mobile-recharge-with-payrup

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