Credit Card Bill Payment

FAQs

• 1. How does a credit card differ from a debit card?

  The money paid via a debit card is from your own money (bank account) which is debited from. On the other hand, the money that you use for any purchases or withdrawal (termed as a cash advance) via a credit card is a short term loan granted by the card issuing entity to you.

• 2. What is the credit period for a credit card

  Credit free period depends on which bank credit card you are using

• 3. How often can I change my Credit Card limits

  There is no cap on the number of times the limit can be changed

• 4. How long does it take to process the credit card bill payment on Payrup

  It takes a few seconds to get the payment processed from our side. You will receive a confirmation message and an email regarding the payment as soon as it gets processed

• 5. How much should I pay on my credit card to avoid interest

  To avoid any additional charges or interest on your credit card payment, make sure that you pay the full credit card bill before the due date

• 6.  How to Make Credit Card Bill Payment on Payrup

  On payrup.com it is very easy and user-friendly to pay your credit card bills. All you have to do is follow these simple steps — 1. Go to the "More" option in the menu.
  2. Click on "Credit Card"
  3. Enter the details and bill amount
  4. Proceed with the payment

• 7. Is it compulsory to pay my credit card in full

  You should always try to pay the full due amount every month before the due date. Failing to do so can attract unnecessary interest or even a penalty

• 8. How do I pay my credit card bill

  In order to make your Credit Cards payment experience even more convenient, we have a credit card payment facility with multiple payment options on Payrup platform to clear all your credit card bills

• 9. What is the CVV number

  The CVV Number (known as the card verification value) is a number at the back of your credit card. It is a 3-digit number mentioned on the right side of the signature panel. This is the verification code for your online payments

• 10. What should I do if I lose my card or if my card is stolen

  On losing your credit card or it being stolen, please report the card and prevent unauthorised transactions to the card issuer’s (bank’s) customer care number and inform them of the card loss/theft so that the card is blocked

• 11. Can I increase my credit limit later on

  Yes, it is possible. Additional credit limit can be increased if you place a request with the card issuer

• 12. How can I pay my credit card bills

  There are various modes of payments available for you such as net banking, NEFT/RTGS, cheque payment or cash

• 13. Which all creit card bill payments can be cleared on Payrup?

  Payrup allows you to make credit card bill payments for the Visa, Master, and credit card of all the major banks. Be it SBI, HDFC, IndusInd Bank, Citi Bank, and many others