Credit Card Bill Payment

FAQs

• 1. How to do Online Credit Card Payment at payrup.com?

  • Login to Payrup
  • Select “Credit Card” module from the menu bar
  • Select the operator which you want to pay your bill to
  • Enter the required details i.e. credit card number, name on card, etc.
  • Fetch the bill amount
  • Click the button "Proceed to payment "
  • Finish the payment credit card bill payment using payment methods listed on the Payrup along with which you can also avail discount coupons while doing your transactions

• 2. How does a credit card bill differ from a debit card bill?

  The money paid via a debit card is from your own money (bank account) which is debited from your account. On the other hand, the money that you use for any purchases or withdrawal (termed as a cash advance) via a credit card is a short term loan granted by the card issuing entity to you.

• 3.  What is the credit period for a credit card payment?

  Credit free period depends on which bank credit card you are using for your credit payments.

• 4.  How often can I change my Credit Card limits?

  There is no cap on the number of times the credit card limit can be changed.

• 5.  How long does it take to process the credit card bill payment on Payrup?

  It takes a few seconds to get the credit card payment online processed from our side. You will receive a confirmation message and an email regarding the credit card payment as soon as it gets processed.

• 6.  How much should I pay on my credit card to avoid interest?

  To avoid any additional charges or interest on your credit card payment, make sure that you pay the full credit card bill before the due date.

• 7.  What happens when making a late online payment for your credit card?

  Avoid missing your credit card payments, you will be unwantedly charged a penalty as well as interest on the amount you owe. All this would impact your personal credit score to whom the card is linked to.

• 8.  Will it affect my credit card score for making late payment?

  YES. Late payments not only affect your credit scores, but also the user gets charged for all late payments.

• 9.  Is it compulsory to pay my credit card payment the full amount?

  You should always try to pay your credit card payment the full due amount every month before the due date. Failing to do so can attract unnecessary interest or even a penalty

• 10.  How do I do my credit card bill payment?

  In order to make your Credit Cards payment experience even more convenient, we have a credit card payment online facility with multiple payment options on Payrup platform to clear all your credit card bills.

• 11.  Can you do credit card payment through debit card?

  YES, credit card payments can be made using a debit card.

• 12.  What is the CVV number?

  The CVV Number (known as the card verification value) is a number at the back of your credit card. It is a 3-digit number mentioned on the right side of the signature panel. This is the verification code for your credit card online payments.

• 13.  What should I do if I lose my credit card or if my credit card is stolen?

  On losing your credit card or it being stolen, please report the card and prevent unauthorised transactions to the card issuer’s (bank’s) customer care number and inform them of the card loss/theft so that the card is blocked

• 14.  Can I increase my credit card limit later on?

  Yes, it is possible. Additional credit limit can be increased if you place a request with the credit card issuer.

• 15.  How can I pay my credit card bills?

  There are various modes of payments available for you such as net banking, NEFT/RTGS, cheque payment or cash

• 16.  Which all credit card bill payments can be cleared on Payrup?

  Payrup allows you to make credit card bill payments for the Visa, Master, and credit card of all the major banks. Be it SBI, HDFC, IndusInd Bank, Citi Bank, and many others.