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The money paid via a debit card is from your own money (bank account) which is debited from your account. On the other hand, the money that you use for any purchases or withdrawal (termed as a cash advance) via a credit card is a short term loan granted by the card issuing entity to you.
Credit free period depends on which bank credit card you are using for your credit payments.
There is no cap on the number of times the credit card limit can be changed.
To avoid any additional charges or interest on your credit card payment, make sure that you pay the full credit card bill before the due date.
Avoid missing your credit card payments, you will be unwantedly charged a penalty as well as interest on the amount you owe. All this would impact your personal credit score to whom the card is linked to.
YES. Late payments not only affect your credit scores, but also the user gets charged for all late payments.
You should always try to pay your credit card payment the full due amount every month before the due date. Failing to do so can attract unnecessary interest or even a penalty
In order to make your Credit Cards payment experience even more convenient, we have a credit card payment online facility with multiple payment options on Payrup platform to clear all your credit card bills.
YES, credit card payments can be made using a debit card.
The CVV Number (known as the card verification value) is a number at the back of your credit card. It is a 3-digit number mentioned on the right side of the signature panel. This is the verification code for your credit card online payments.
On losing your credit card or it being stolen, please report the card and prevent unauthorised transactions to the card issuer’s (bank’s) customer care number and inform them of the card loss/theft so that the card is blocked
Yes, it is possible. Additional credit limit can be increased if you place a request with the credit card issuer.
There are various modes of payments available for you such as net banking, NEFT/RTGS, cheque payment or cash
Payrup allows you to make credit card bill payments for the Visa, Master, and credit card of all the major banks. Be it SBI, HDFC, IndusInd Bank, Citi Bank, and many others.