This privacy policy (“Privacy Policy”) describes the privacy practices of Payrup and its members, successors, assigns, affiliates, subsidiaries, and business licensers (collectively and individually teamed as "PayRup”, "PayRup’s mobile and website applications”, "we", "our" or "us"), with respect to how we collect, use, disclose and transfer the information you provide when you interact with us via the Payrup platforms - i.e the website as stated payrup.com, mobile applications, emails and any other communications that link to or state this policy (the "Online Services").

Thank you for using our Online Services. PayRup is committed to protecting and 100% safeguarding your privacy in your use of our Online Services at any given point of time.

From time to time, PayRup operates the Online Services, and related promotions, in connection with BPSPLUS Pvt Ltd, Teckborn Technologies and its franchisees, and each of their members, successors, assigns, affiliates, subsidiaries and business licensers and this Privacy Policy applies to each of these entities with respect to their involvement with the Online Services. These points stated in the Privacy Policy do not apply to any other third-party websites accessible via hyperlinks from the Online Services, which may have separate privacy policies of their own not governed by us.

1. Consent to this Privacy Policy

PayRup reserves the right to change or remove this Privacy Policy at our discretion. Our Privacy Policy may change from time to time for the betterment and safety of every user who uses it and also abiding the laws we are governed by. However, we will not materially change this Privacy Policy to make it less protective of customer informedormation collected in the past without the consent of affected customers.

We will provide notice here of any changes to this Privacy Policy. Your continued use of our Online Services following the posting of changes to these terms means that you consent to such changes. We encourage you to visit this area frequently to stay informed about the changes. To make our Privacy Policy easy to find, we make it available on our home page and at every point where personally identifiable information may be requested.

2. What Information Is Collected

Information that Payrup collects about users and individuals visiting our website are as stated below:
We may request/receive personal data about individuals who do not interact with us directly. Our clients, service providers, and partners may provide us with information about individuals other than themselves when using our products or services.

Due to the nature of Payrup’s business, in many cases, Payrup obtains personal data from other participants in a transaction to process the procedures as card associations and debit network operators and their members.

Listed below is the types of information we receive about third parties:

• Personal Information
  Information about the personnel of our clients, service providers, or partners, such as the business contact information that our clients, service providers, or partners provide to us in the context of our contractual relationships with them.
• Information about customers of our third party clients who send to us or allow us to collect in the context of the services that Payrup performs, such as information related to financial transactions initiated by the customer, account registrations, and in some cases information needed to verify a customer’s identity and details of products or services purchased, and as otherwise stated in an applicable specific privacy notice for a Payrup product or service. Where our technology is incorporated we automatically collect certain information of the type described in the section
• Personal information obtained when processing transactions, such as information about payment transactions i.e details about the payment mode to complete the payment.

How does Payrup utilize this information?

Payrup uses your personal information in our business activities for providing our or our tied-up partners’ products/services and to perform, among other actions, the following agendas:

• Facilitating the transactions appropriately
• To the purpose of identification of you on the Payrup platform(s)
• For communicating selective offers and promotions
• For the purpose of monitoring and review products/services on our platform
• For the purpose of undertaking research and analytics in the scope of further improvement of our products and services along with all the security
• To verify and further process your requirements submitted to us for products/services we are catering to
• To communicate with you any updates regarding the products/services and their terms and conditions accordingly.
• To further study and investigate any complaints, claims or disputes (if any) raised by a user
• To communicate with you to your queries or feedback(s) submitted
• To verify and carry the MyRupee credit checks, screenings or due diligence checks as lawfully required by Payrup
• To undertake routine management reporting and create and maintain various risk management models on the platform
• For audits and for record keeping purposes