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QUICK SERVICES
Recharge
Bills
Apply Loan
Reward Points
DMT
AEPS
Micro ATM
TWO APPS · ONE PAYRUP ACCOUNT
Recharge, pay,
borrow & collect.
PayRup handles what you owe — recharge, bill pay, quick loans and reward points, scan to pay at any shop. PayRup eShop runs your counter — recharge, bill collections, plus DMT, AEPS and Micro ATM. Same trust, two jobs.
21L+
Shops
100%
Bank-backed
24×7
Support
21L+
Shops
accept PayRup QR
100%
Bank-account
backed, no wallet
3
Core banking
services on eShop
24×7
Support
and refunds
On the PayRup app
Cashback and points credit to your account, not a wallet balance.
MOBILE
Recharge Cashback
Up to ₹50 back on your first recharge each month.
BILLS
Auto Pay Bills
Switch on Auto Pay once, stop tracking due dates forever.
LOAN
Pre-approved Offers
Check your pre-approved loan limit in the app, no paperwork to start.
POINTS
Double Points Weekend
Earn 2x reward points on recharge and bill payments this weekend.
PAYRUP ESHOP
Recharge, collect bills,
and run a banking counter
Android and iOS
RECHARGE & UTILITY BILLS
Sell mobile recharge and utility bill payments over the counter
Mobile, DTH, electricity, water, gas — process it for a walk-in customer and earn a commission on every transaction, on top of your regular collections.
COLLECTIONS
A shop QR that pays straight into your account
Print your QR once, or share a payment link for the times a customer's not standing in front of you. Every rupee lands in your linked bank account — eShop never holds your money.
CORE BANKING SERVICES
Become a banking correspondent from the same app
No separate device or dashboard — DMT, AEPS and Micro ATM run right inside PayRup eShop, on top of the recharge and bill payment business you already run.
SETTLEMENTS & REPORTS
See exactly when your money lands, every day
A daily settlement log covering collections, recharge commission and banking service payouts — with the status and date each one hit your account.
PAYRUP ESHOP
Become a banking correspondent from the same app
No separate device or dashboard — DMT, AEPS and Micro ATM run right inside PayRup eShop, on top of the recharge and bill payment business you already run.
SETTLEMENT LOG
Live
DMT Transfer
Ramesh → HDFC ···4521
₹10,000
Today 2:14 PM
AEPS Withdrawal
Geeta — Aadhaar ···7892
₹3,000
Today 1:32 PM
Micro ATM
Suresh — SBI Debit
₹1,500
Today 11:50 AM
Recharge Commission
Jio ₹299 — Commission
₹3.00
Today 10:22 AM
Electricity Bill
BESCOM — Collected
₹1,240
Yesterday
Domestic Money Transfer
Send money for customers who don't have a bank account handy, straight to any bank account in India.
Using Aadhaar or mobile number
Biometric or OTP verification
Instant to any bank in India
Aadhaar Enabled Payment System
Let customers withdraw cash, check their balance, or do a mini statement using just their Aadhaar number and fingerprint.
No card or PIN needed
Fingerprint-based authentication
Cash withdrawal, balance & mini statement
Micro ATM
Turn your phone and a card-swipe device into a mini ATM — accept debit card cash withdrawals and balance enquiries for any bank.
Works with any card-swipe device
Any bank's debit card accepted
Cash withdrawal & balance enquiry
AVAILABLE ON ANDROID & IOS
One account. Two powerful apps.
Download PayRup to recharge, pay bills, borrow and earn — or get PayRup eShop to collect, settle and run banking services from your counter.
100% bank-backed
24×7 support
Instant settlements
SETUP
Get started in under a minute
Pick your app and your platform
PAYRUP
Google Play
PAYRUP
App Store
ESHOP
Google Play
ESHOP
App Store
PAYRUP · GOOGLE PLAY
Search "PayRup" on Play Store
Tap Install, then open the app
Enter your mobile number to verify
Link your bank account, or do it later
Check your loan offer or points balance any timeYou're all set!
GET IT ON
Google Play
SAFETY & SUPPORT
Help around the clock
Help Around the Clock
A stuck payment, a DMT transfer or a question about settlement — reach support any hour, any day.
No-Questions Refunds
If something's gone wrong on our side, the money comes back — we don't make you argue for it.
Your Money Stays Yours
PayRup and eShop never hold your balance. Everything routes straight to your own bank account.
BE SAFE, BE VIGILANT
Never share your PayRup password, card PIN, OTP, or any customer’s biometric data with anyone — not even someone who says they're calling from PayRup or PayRup eShop. AEPS and DMT transactions must only be done in front of the customer, with their consent. If a call or message feels off, report it to support before you act on it.